:root {
  --ink: #0B132B;
  --ink-2: #111D3D;
  --ink-3: #1C2E56;

  /* GOLD REMOVED — NORMAL ACCENT */
  --gold: #64748B;
  --gold-soft: #E2E8F0;
  --gold-glow: rgba(100, 116, 139, 0.12);
  --gold-gradient: linear-gradient(135deg, #64748B 0%, #475569 100%);

  --paper: #F8FAFC;
  --grey: #F1F5F9;
  --card: #FFFFFF;
  --line: #E2E8F0;
  --line-dark: rgba(255, 255, 255, 0.12);
  --body: #334155;
  --body-muted: #64748B;
  --body-on-dark: #CBD5E1;
  --white: #fff;

  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;

  --pad: clamp(20px, 5vw, 64px);
  --maxw: 1180px;
  --sp: clamp(64px, 9vw, 118px);
  --r: 6px;
  --r-lg: 14px;

  --shadow-sm: 0 2px 8px rgba(11, 19, 43, 0.04);
  --shadow-md: 0 8px 24px -4px rgba(11, 19, 43, 0.08);
  --shadow-lg: 0 16px 36px -6px rgba(11, 19, 43, 0.12);
}

/* ---------------------------------------------------------------- reset */

*,
*::before,
*::after {
  box-sizing: border-box
}

html {
  -webkit-text-size-adjust: 100%
}

html,
body {
  max-width: 100%;
  overflow-x: clip
}

body {
  margin: 0;
  font-family: var(--sans);
  font-size: clamp(15.5px, .35vw + 14.8px, 17px);
  line-height: 1.7;
  color: var(--body);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block
}

h1,
h2,
h3,
h4 {
  font-family: var(--serif);
  color: var(--ink);
  font-weight: 600;
  line-height: 1.15;
  letter-spacing: -.02em;
  margin: 0
}

h1 {
  font-size: clamp(2.1rem, 5.4vw, 2.5rem);
  line-height: 1.06
}

h2 {
  font-size: clamp(1.72rem, 3.5vw, 2rem)
}

h3 {
  font-size: 1.14rem;
  line-height: 1.35
}

p {
  margin: 0 0 1.05em
}

p:last-child {
  margin-bottom: 0
}

a {
  color: inherit
}

ul {
  margin: 0;
  padding: 0;
  list-style: none
}

:focus-visible {
  outline: 2.5px solid var(--gold);
  outline-offset: 3px;
  border-radius: 2px
}

@media (prefers-reduced-motion:reduce) {

  *,
  *::before,
  *::after {
    animation-duration: .001ms !important;
    transition-duration: .001ms !important;
    scroll-behavior: auto !important
  }
}

/* Lenis smooth scrolling engine support */

html.lenis,
html.lenis body {
  height: auto;
}

.lenis.lenis-smooth {
  scroll-behavior: auto !important;
}

.lenis.lenis-smooth [data-lenis-prevent] {
  overscroll-behavior: contain;
}

.lenis.lenis-stopped {
  overflow: clip;
}

.lenis.lenis-smooth iframe {
  pointer-events: none;
}

/* Custom Scrollbar */

::-webkit-scrollbar {
  width: 10px;
}

::-webkit-scrollbar-track {
  background: var(--ink);
}

::-webkit-scrollbar-thumb {
  background: #1C2E56;
  border: 2px solid var(--ink);
  border-radius: 999px;
  transition: background .2s ease;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--gold);
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 86px;
  scrollbar-width: thin;
  scrollbar-color: #1C2E56 var(--ink);
}

.wrap {
  width: 100%;
  max-width: var(--maxw);
  margin-inline: auto;
  padding-inline: var(--pad)
}

.section {
  padding-block: var(--sp)
}

.section--paper {
  background: var(--paper)
}

.section--grey {
  background: var(--grey)
}

.section--ink {
  background: var(--ink);
  color: var(--body-on-dark)
}

.section--ink h2,
.section--ink h3 {
  color: #fff
}

.skip {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--gold);
  color: var(--ink);
  padding: 12px 18px;
  z-index: 200;
  font-weight: 600
}

.skip:focus {
  left: 12px;
  top: 12px
}

/* section heading block */

.lede {
  max-width: 50ch
}

.lede h2+p {
  margin-top: 18px;
  font-size: 1.045rem
}

.rule {
  width: 52px;
  height: 3px;
  background: var(--gold-gradient);
  border-radius: 999px;
  border: 0;
  margin: 0 0 26px;
  transition: width .5s cubic-bezier(.16, 1, .3, 1), transform .5s ease;
}

.reveal-on-scroll.is-revealed .rule,
.is-revealed .rule {
  width: 68px;
}

.section--ink .rule {
  background: var(--gold-gradient)
}

/* ---------------------------------------------------------------- header */

.header {
  padding: 10px 0px;
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(11, 19, 43, .96);
  backdrop-filter: saturate(160%) blur(12px);
  -webkit-backdrop-filter: saturate(160%) blur(12px);
  border-bottom: 1px solid var(--line-dark);
  transition:
    padding .3s cubic-bezier(.16, 1, .3, 1),
    background .3s cubic-bezier(.16, 1, .3, 1),
    box-shadow .3s cubic-bezier(.16, 1, .3, 1),
    border-color .3s cubic-bezier(.16, 1, .3, 1);
}

.header.is-scrolled {
  padding: 5px 0px;
  background: rgba(11, 19, 43, .92);
  backdrop-filter: saturate(180%) blur(18px);
  -webkit-backdrop-filter: saturate(180%) blur(18px);
  border-bottom: 1px solid rgba(100, 116, 139, .25);
  box-shadow: 0 12px 32px rgba(4, 10, 24, .45);
}

.header__bar {
  display: flex;
  align-items: center;
  gap: 20px;
  min-height: 74px
}

.brand {
  display: flex;
  align-items: center;
  gap: 13px;
  text-decoration: none;
  margin-right: auto
}

.brand__mark {
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  border: 1px solid var(--gold);
  color: var(--gold);
  font-family: var(--serif);
  font-size: 1.02rem;
  display: grid;
  place-items: center;
  letter-spacing: .02em;
}

.brand__name {
  font-family: var(--serif);
  color: #fff;
  font-size: 1.12rem;
  line-height: 1.2;
  display: block
}

.brand__role {
  font-size: .735rem;
  color: var(--body-on-dark);
  letter-spacing: .06em;
  display: block
}

.nav {
  display: flex;
  align-items: center;
  gap: 6px
}

.nav a {
  text-decoration: none;
  color: #DCE4EF;
  font-size: .925rem;
  font-weight: 500;
  padding: 8px 14px;
  border-radius: var(--r);
  position: relative;
  transition:
    color .2s ease,
    background .2s ease,
    transform .2s ease,
    box-shadow .2s ease;
}

.nav a:hover {
  color: #fff;
  background: rgba(255, 255, 255, .08);
  transform: translateY(-1px)
}

.nav a.is-active:not(.btn) {
  color: #fff;
  background: rgba(100, 116, 139, .15);
  box-shadow: inset 0 -2.5px 0 var(--gold);
  font-weight: 600;
}

.header .btn {
  margin-left: 10px
}

.burger {
  display: none;
  width: 46px;
  height: 46px;
  background: transparent;
  border: 1px solid var(--line-dark);
  border-radius: var(--r);
  cursor: pointer;
  padding: 0;
  place-items: center;
}

.burger span {
  display: block;
  width: 19px;
  height: 1.5px;
  background: #fff;
  margin: 3.5px auto;
  transition: transform .22s ease, opacity .18s ease
}

.burger[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(5px) rotate(45deg)
}

.burger[aria-expanded="true"] span:nth-child(2) {
  opacity: 0
}

.burger[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-5px) rotate(-45deg)
}

@media (max-width:930px) {
  .nav {
    position: fixed;
    inset: 74px 0 auto;
    background: var(--ink);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px var(--pad) 26px;
    border-bottom: 1px solid var(--line-dark);
    max-height: calc(100dvh - 74px);
    overflow-y: auto;
    transform: translateY(-8px);
    opacity: 0;
    visibility: hidden;
    transition: .2s ease;
  }

  .nav[data-open="true"] {
    transform: none;
    opacity: 1;
    visibility: visible
  }

  .nav a {
    padding: 14px 2px;
    border-bottom: 1px solid var(--line-dark);
    font-size: 1rem
  }

  .header .btn {
    margin: 18px 0 0;
    width: 100%
  }

  .burger {
    display: grid
  }
}

/* ---------------------------------------------------------------- buttons */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  font-family: var(--sans);
  font-size: .95rem;
  font-weight: 600;
  line-height: 1.2;
  padding: 14px 24px;
  min-height: 48px;
  border-radius: var(--r);
  border: 1px solid transparent;
  text-decoration: none;
  cursor: pointer;
  text-align: center;
  transition:
    background .2s ease,
    color .2s ease,
    border-color .2s ease,
    transform .2s ease,
    box-shadow .2s ease;
}

.btn:hover {
  transform: translateY(-2px)
}

.btn:active {
  transform: translateY(1px)
}

.btn--gold {
  background: var(--gold-gradient);
  color: #fff;
  font-weight: 700;
  border-color: var(--gold);
  box-shadow: 0 4px 14px rgba(100, 116, 139, .16);
}

.btn--gold:hover {
  background: linear-gradient(135deg, #718096 0%, #475569 100%);
  border-color: #718096;
  box-shadow: 0 8px 24px rgba(100, 116, 139, .22);
}

.btn--ink {
  background: var(--ink);
  color: #fff;
  border-color: var(--ink);
  box-shadow: var(--shadow-sm);
}

.btn--ink:hover {
  background: var(--ink-2);
  border-color: var(--gold);
  box-shadow: 0 8px 24px rgba(11, 19, 43, .3);
}

.btn--ghost {
  background: rgba(255, 255, 255, .05);
  color: #fff;
  border-color: rgba(255, 255, 255, .28);
  backdrop-filter: blur(8px);
}

.btn--ghost:hover {
  background: rgba(255, 255, 255, .14);
  border-color: var(--gold);
  color: #fff;
  box-shadow: 0 6px 18px rgba(0, 0, 0, .2);
}

.btn--outline {
  background: transparent;
  color: var(--ink);
  border-color: var(--line);
}

.btn--outline:hover {
  background: var(--ink);
  border-color: var(--ink);
  color: #fff;
  box-shadow: var(--shadow-md);
}

.btn svg {
  flex: 0 0 auto
}

/* ---------------------------------------------------------------- hero */

.hero {
  background: linear-gradient(180deg, var(--ink) 0%, #0E1A38 100%);
  color: var(--body-on-dark);
  position: relative;
  overflow: hidden
}

.hero::after {
  content: "";
  position: absolute;
  right: -12%;
  top: -20%;
  width: 65vw;
  height: 65vw;
  max-width: 800px;
  max-height: 800px;
  background: radial-gradient(
    circle,
    rgba(100, 116, 139, .08),
    rgba(100, 116, 139, .025) 40%,
    transparent 68%
  );
  pointer-events: none;
}

.hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  gap: clamp(36px, 5vw, 76px);
  align-items: center;
  padding-block: clamp(56px, 7.5vw, 98px);
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  border: 1px solid rgba(100, 116, 139, .35);
  background: rgba(100, 116, 139, .08);
  color: #CBD5E1;
  padding: 8px 18px;
  border-radius: 999px;
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
  margin-bottom: 26px;
  backdrop-filter: blur(8px);
}

.badge b {
  color: #fff;
  font-weight: 700;
}

.hero h1 {
  color: #fff
}

.hero__sub {
  font-size: clamp(1.02rem, 1.25vw, 1.16rem);
  color: #CCD7E6;
  max-width: 50ch;
  margin: 24px 0 34px
}

.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 13px
}

.hero__direct {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 30px;
  margin-top: 32px;
  padding-top: 26px;
  border-top: 1px solid var(--line-dark);
  font-size: .93rem;
}

.hero__direct a {
  color: #D8E1EC;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  transition: color .18s ease
}

.hero__direct a:hover {
  color: var(--gold)
}

.hero__direct svg {
  color: var(--gold)
}

/* portrait + ledger */

.portrait {
  position: relative
}

.portrait__frame {
  position: relative;
  border: 1px solid rgba(100, 116, 139, .4);
  padding: 13px;
  background: rgba(255, 255, 255, .035);
}

.portrait__img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
  background: linear-gradient(150deg, #1B3A62, #0D2444 62%);
  border: 0;
}

.portrait__cap {
  position: absolute;
  left: 13px;
  right: 13px;
  bottom: 13px;
  background: rgba(8, 23, 43, .9);
  border-top: 2px solid var(--gold);
  padding: 15px 14px;
}

.portrait__cap strong {
  display: block;
  font-family: var(--serif);
  color: #fff;
  font-size: 1.16rem;
  font-weight: 500
}

.portrait__cap span {
  font-size: .83rem;
  color: var(--gold-soft)
}

.portrait__note {
  margin-top: 14px;
  font-size: .78rem;
  color: #93A6BE;
  text-align: center;
}

/* ---------------------------------------------------------------- ledger */

.ledger {
  border-top: 1px solid var(--line)
}

.ledger li {
  display: flex;
  align-items: baseline;
  gap: 18px;
  padding: 17px 2px;
  border-bottom: 1px solid var(--line);
}

.ledger dt,
.ledger .k {
  font-family: var(--serif);
  font-size: clamp(1.5rem, 2.4vw, 2.05rem);
  color: var(--ink);
  font-variant-numeric: tabular-nums;
  flex: 0 0 clamp(108px, 17vw, 160px);
  line-height: 1.1;
}

.ledger .v {
  font-size: .98rem
}

.section--ink .ledger {
  border-color: var(--line-dark)
}

.section--ink .ledger li {
  border-color: var(--line-dark)
}

.section--ink .ledger .k {
  color:#fff;
}

/* ---------------------------------------------------------------- trust strip */

.strip {
  background: var(--ink-2);
  border-top: 1px solid var(--line-dark);
  color: #CFDAE8
}

.strip__inner {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 42px;
  padding-block: 20px;
  font-size: .9rem;
  justify-content: space-between
}

.strip__inner span {
  display: inline-flex;
  align-items: center;
  gap: 10px
}

.strip__inner svg {
  color: var(--gold);
  flex: 0 0 auto
}

/* ---------------------------------------------------------------- about */

.about {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(36px, 5.5vw, 84px);
  align-items: start
}

.about__body p {
  max-width: 56ch
}

.about__points {
  margin-top: 30px;
  display: grid;
  gap: 2px
}

.about__points li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 11px 0;
  border-bottom: 1px solid var(--line)
}

.about__points li:first-child {
  border-top: 1px solid var(--line)
}

.about__points strong {
  color: var(--ink);
  font-weight: 600;
  display: block;
  font-size: .98rem
}

.about__points small {
  font-size: .9rem;
  color: var(--body);
  line-height: 1.55;
  display: block
}

.tick {
  flex: 0 0 auto;
  color: var(--gold);
  margin-top: 5px
}

.seal {
  border: 1px solid var(--line);
  background: var(--white);
  padding: clamp(26px, 3.4vw, 40px);
  transition: box-shadow .25s ease, transform .25s ease;
}

.seal:hover {
  box-shadow: 0 12px 30px rgba(10, 29, 55, .08);
  transform: translateY(-2px)
}

.seal__year {
  font-family: var(--serif);
  font-size: clamp(3.4rem, 8vw, 5.2rem);
  color: var(--ink);
  line-height: .92;
  font-variant-numeric: tabular-nums;
}

.seal__year sup {
  font-size: .36em;
  color: var(--gold);
  top: -1.05em;
  position: relative;
  margin-left: .06em;
}

.seal__label {
  font-size: 1rem;
  color: var(--ink);
  margin-top: 10px;
  font-weight: 600
}

.seal hr {
  border: 0;
  border-top: 1px solid var(--line);
  margin: 24px 0
}

.seal__quote {
  font-family: var(--serif);
  font-size: 1.2rem;
  line-height: 1.45;
  color: var(--ink);
  font-weight: 400
}

/* ---------------------------------------------------------------- experience */

.timeline {
  margin-top: 52px;
  border-top: 1px solid var(--line)
}

.timeline__item {
  display: grid;
  grid-template-columns: clamp(108px, 17vw, 160px) 1fr;
  gap: 18px;
  padding: 26px 2px;
  border-bottom: 1px solid var(--line);
}

.timeline__year {
  font-family: var(--serif);
  font-size: clamp(1.15rem, 1.8vw, 1.4rem);
  color: var(--ink);
  font-variant-numeric: tabular-nums;
  line-height: 1.25;
}

.timeline__year span {
  display: block;
  font-family: var(--sans);
  font-size: .78rem;
  color: var(--gold-soft);
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-top: 4px
}

.timeline--light .timeline__year span {
  color: #8FA3BC
}

.timeline__role h3 {
  margin-bottom: 5px
}

.timeline__role p {
  font-size: .95rem;
  color: var(--body)
}

.timeline--light {
  border-color: var(--line)
}

.timeline--light .timeline__item {
  border-color: var(--line)
}

.timeline__item--current .timeline__year {
  color: var(--gold)
}

.timeline__badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  margin-top: 8px;
  font-size: .8rem;
  color: var(--gold);
  letter-spacing: .02em;
}

.timeline__badge svg {
  flex: 0 0 auto
}

/* ---------------------------------------------------------------- services */

.services {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  margin-top: 52px
}

.service {
  background: var(--white);
  padding: clamp(24px, 2.6vw, 32px);
  display: flex;
  flex-direction: column;
  gap: 11px;
  transition: background .22s ease, transform .22s ease, box-shadow .22s ease;
  position: relative;
}

.service:hover {
  background: #FBFAF8;
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(10, 29, 55, .07);
  z-index: 2
}

.service__ico {
  color: var(--gold);
  height: 26px;
  transition: transform .22s ease
}

.service:hover .service__ico {
  transform: scale(1.08)
}

.service h3 {
  margin-top: 4px
}

.service p {
  font-size: .93rem;
  line-height: 1.6
}

/* ---------------------------------------------------------------- why */

.why {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: clamp(36px, 5.5vw, 80px);
  align-items: center
}

.why__quote {
  font-family: var(--serif);
  font-size: clamp(1.55rem, 3vw, 2.2rem);
  line-height: 1.22;
  color: #fff;
  margin: 0 0 22px;
  font-weight: 400
}

.why p {
  max-width: 52ch
}

/* ---------------------------------------------------------------- process */

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(24px, 3vw, 38px);
  margin-top: 54px;
  counter-reset: s
}

.step__n {
  font-family: var(--serif);
  font-size: 1.5rem;
  color: var(--gold);
  font-variant-numeric: tabular-nums;
  display: block;
  margin-bottom: 9px;
  letter-spacing: .06em;
}

.step h3 {
  margin-bottom: 9px
}

.step p {
  font-size: .93rem
}

/* ---------------------------------------------------------------- lenders */

.lenders {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 5px;
  background: var(--line-dark);
  border: 1px solid var(--line-dark);
  margin-top: 48px
}

.lender {
  background: #fff;
  min-height: 96px;
  display: grid;
  place-items: center;
  padding: 16px;
  text-align: center;
  font-size: .86rem;
  color: #8FA3BC;
  transition: background .2s ease, color .2s ease, transform .2s ease, box-shadow .2s ease;
}

.lender:hover {
  background: #fff;
  color: #334155;
  transform: translateY(-3px);
  box-shadow: 0 6px 18px rgba(10, 29, 55, .08);
  z-index: 1
}

.lenders__note {
  margin-top: 22px;
  font-size: .86rem;
  color: #8FA3BC;
  max-width: 62ch
}

/* ---------------------------------------------------------------- form */

.enquiry {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: clamp(36px, 5vw, 72px);
  align-items: start
}

.form {
  background: var(--white);
  border: 1px solid var(--line);
  padding: clamp(24px, 3.2vw, 40px)
}

.field {
  margin-bottom: 19px
}

.field label {
  display: block;
  font-size: .88rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 7px
}

.field .req {
  color: #B0472F;
  margin-left: 2px
}

.field input,
.field select,
.field textarea {
  width: 100%;
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--ink);
  padding: 13px 14px;
  border: 1px solid var(--line);
  border-radius: var(--r);
  background: #fff;
  transition: border-color .16s ease, box-shadow .16s ease;
}

.field textarea {
  resize: vertical;
  min-height: 112px
}

.field select {
  appearance: none;
  background-image: url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%230A1D37' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--ink);
  box-shadow: 0 0 0 3px rgba(10, 29, 55, .1)
}

.field input[aria-invalid="true"],
.field select[aria-invalid="true"],
.field textarea[aria-invalid="true"] {
  border-color: #B0472F
}

.field .err {
  display: none;
  font-size: .83rem;
  color: #B0472F;
  margin-top: 6px
}

.field .err[data-show="true"] {
  display: block
}

.row2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 18px
}

.form .btn {
  width: 100%;
  margin-top: 6px
}

.form__fine {
  font-size: .82rem;
  color: #75808F;
  margin-top: 14px;
  text-align: center
}

.formerr {
  border: 1px solid #D8B4A8;
  background: #FBF1EE;
  color: #8C3620;
  padding: 13px 15px;
  border-radius: var(--r);
  font-size: .9rem;
  margin: 0 0 16px;
}

.formerr a {
  color: #8C3620;
  font-weight: 600
}

.btn[disabled] {
  opacity: .62;
  cursor: progress;
  pointer-events: none
}

.done {
  display: none;
  border: 1px solid var(--gold);
  background: #F8FAFC;
  padding: clamp(26px, 3.4vw, 40px);
  text-align: center;
}

.done[data-show="true"] {
  display: block
}

.done svg {
  color: var(--gold);
  margin: 0 auto 16px
}

.done h3 {
  font-size: 1.4rem;
  margin-bottom: 12px
}

.done p {
  max-width: 46ch;
  margin-inline: auto;
  font-size: .96rem
}

.done .btn {
  margin-top: 22px
}

.direct li {
  border-bottom: 1px solid var(--line);
  padding: 0
}

.direct li:first-child {
  border-top: 1px solid var(--line)
}

.direct a {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px 4px;
  text-decoration: none;
  transition: padding-left .18s ease;
}

.direct a:hover {
  padding-left: 12px
}

.direct__ico {
  flex: 0 0 42px;
  width: 42px;
  height: 42px;
  border: 1px solid var(--line);
  display: grid;
  place-items: center;
  color: var(--ink);
  transition: border-color .18s ease, color .18s ease, background .18s ease;
}

.direct a:hover .direct__ico {
  border-color: var(--gold);
  color: var(--gold);
  background: rgba(100, 116, 139, .06)
}

.direct b {
  display: block;
  color: var(--ink);
  font-size: 1rem;
  font-weight: 600
}

.direct span {
  font-size: .9rem;
  color: var(--body)
}

.direct__arrow {
  margin-left: auto;
  color: var(--gold);
  transition: transform .18s ease
}

.direct a:hover .direct__arrow {
  transform: translateX(5px)
}

/* ---------------------------------------------------------------- footer */

.footer {
  background: var(--ink);
  color: var(--body-on-dark);
  padding-block: clamp(50px, 6vw, 76px) 0
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: clamp(30px, 4vw, 60px)
}

.footer h3 {
  font-size: 1rem;
  color: #fff;
  margin-bottom: 16px
}

.footer__brand .brand__name {
  font-size: 1.45rem
}

.footer__brand p {
  font-size: .93rem;
  margin-top: 12px;
  max-width: 38ch
}

.footer__links a {
  display: block;
  padding: 6px 0;
  text-decoration: none;
  font-size: .94rem;
  color: var(--body-on-dark);
  transition: color .18s ease
}

.footer__links a:hover {
  color: var(--gold)
}

.footer__bottom {
  margin-top: clamp(40px, 5vw, 60px);
  border-top: 1px solid var(--line-dark);
  padding-block: 24px 30px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 28px;
  justify-content: space-between;
  font-size: .83rem;
  color: #8FA3BC;
}

.footer__bottom p {
  max-width: 74ch
}

/* ---------------------------------------------------------------- whatsapp fab */

.fab {
  position: fixed;
  right: clamp(14px, 3vw, 26px);
  bottom: clamp(14px, 3vw, 26px);
  z-index: 95;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #25D366;
  color: #fff;
  display: grid;
  place-items: center;
  text-decoration: none;
  box-shadow: 0 8px 26px rgba(4, 17, 33, .34);
  transition: transform .18s ease, box-shadow .18s ease;
}

.fab:hover {
  transform: scale(1.06);
  box-shadow: 0 10px 30px rgba(4, 17, 33, .44)
}

.fab::after {
  content: "WhatsApp";
  position: absolute;
  right: 70px;
  white-space: nowrap;
  background: var(--ink);
  color: #fff;
  font-size: .82rem;
  padding: 7px 12px;
  border-radius: var(--r);
  opacity: 0;
  transform: translateX(6px);
  transition: .2s ease;
  pointer-events: none;
}

.fab:hover::after,
.fab:focus-visible::after {
  opacity: 1;
  transform: none
}

@media (max-width:640px) {
  .fab::after {
    display: none
  }
}


/* ---------------------------------------------------------------- responsive */

@media (max-width:1040px) {
  .services {
    grid-template-columns: repeat(2, 1fr)
  }

  .lenders {
    grid-template-columns: repeat(3, 1fr)
  }

  .steps {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px
  }

  .brand--logo .brand__logo {
    height: 60px !important;
  }
}

@media (max-width:860px) {
  .badge {
    gap: 0px;
    padding: 8px 35px;
    font-size: 12px;
  }

  .hero__inner {
    grid-template-columns: 1fr;
    padding-block: 48px 56px
  }

  .portrait {
    order: -1;
    max-width: 340px
  }

  .portrait__img {
    aspect-ratio: 1/1.4
  }

  .about,
  .why,
  .enquiry,
  .footer__grid {
    grid-template-columns: 1fr
  }

  .footer__grid {
    gap: 38px
  }
}

@media (max-width:620px) {
  .services {
    grid-template-columns: 1fr
  }

  .lenders {
    grid-template-columns: repeat(2, 1fr)
  }

  .row2 {
    grid-template-columns: 1fr
  }

  .hero__cta .btn {
    width: 100%
  }

  .strip__inner {
    gap: 12px 24px
  }

  .ledger dt,
  .ledger .k {
    flex-basis: 96px
  }

  .portrait__cap {
    padding: 1px 8px;
  }

  .timeline__item {
    grid-template-columns: 1fr;
    gap: 8px
  }
}

@media (max-width:380px) {
  .brand__role {
    display: none
  }

  .direct a {
    gap: 12px
  }
}

/* ---------------------------------------------------------------- footer icons */

.footer-icons {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 4px;
}

.footer-icons li {
  display: flex;
}

.footer-icons a {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border: 1px solid var(--line-dark, rgba(255, 255, 255, .16));
  border-radius: 50%;
  color: var(--gold, #64748B);
  background: transparent;
  text-decoration: none;
  transition:
    background .18s ease,
    border-color .18s ease,
    color .18s ease,
    transform .18s ease;
}

.footer-icons a svg {
  flex: 0 0 auto;
  pointer-events: none;
}

.footer-icons a:hover,
.footer-icons a:focus-visible {
  background: var(--gold, #64748B);
  border-color: var(--gold, #64748B);
  color: #fff;
  transform: translateY(-2px);
}

.footer-icons a:active {
  transform: translateY(0);
}

@media (max-width:380px) {
  .footer-icons a {
    width: 38px;
    height: 38px
  }
}

/* =======================================================================
   NEW SECTIONS / NESTCAP FINANCE SOLUTIONS
   ======================================================================= */

/* Header logo */

.brand--logo {
  gap: 0;
  min-width: 0
}

.brand--logo .brand__logo {
  width: auto;
  height: 100px;
  object-fit: contain;
  object-position: left center;
}

/* Company statistics strip */

.nfs-stats {
  background: var(--ink-2);
  color: #fff;
  border-top: 1px solid var(--line-dark);
  border-bottom: 1px solid var(--line-dark);
}

.nfs-stats__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.nfs-stat {
  min-height: 112px;
  padding: 22px 24px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  border-right: 1px solid var(--line-dark);
}

.nfs-stat:first-child {
  border-left: 1px solid var(--line-dark)
}

.nfs-stat strong {
  color: var(--gold);
  font-family: var(--serif);
  font-size: clamp(1.45rem, 2.5vw, 2.05rem);
  line-height: 1.1;
  font-weight: 500;
  font-variant-numeric: tabular-nums;
}

.nfs-stat span {
  margin-top: 7px;
  color: #D3DCE8;
  font-size: .86rem;
  line-height: 1.35;
}

/* =======================================================================
   NESTCAP QUOTE CAROUSEL
   ======================================================================= */

.nfs-quotes {
  background: var(--ink);
  color: var(--body-on-dark);
  padding-block: clamp(70px, 9vw, 116px);
  overflow: hidden;
}

.nfs-quotes__top {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 30px;
  margin-bottom: 42px;
}

.nfs-quotes__top .rule {
  margin-bottom: 22px
}

.nfs-quotes__top h2 {
  color: #fff;
  max-width: 720px;
  margin-bottom: 14px
}

.nfs-quotes__top>div:first-child>p:last-child {
  color: var(--body-on-dark);
  max-width: 58ch;
  margin: 0
}

.nfs-quotes__eyebrow {
  color: var(--gold) !important;
  font-size: .74rem !important;
  font-weight: 700;
  letter-spacing: .15em;
  text-transform: uppercase;
  margin: 0 0 10px !important;
}

.nfs-quotes__controls {
  display: flex;
  gap: 9px;
  flex: 0 0 auto
}

.nfs-quotes__arrow {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border: 1px solid var(--line-dark);
  background: rgba(255, 255, 255, .04);
  color: #fff;
  font-size: 1.15rem;
  cursor: pointer;
  transition:
    background .18s ease,
    color .18s ease,
    border-color .18s ease,
    transform .18s ease;
}

.nfs-quotes__arrow:hover:not(:disabled) {
  background: var(--gold);
  border-color: var(--gold);
  color: #fff;
  transform: translateY(-1px)
}

.nfs-quotes__arrow:disabled {
  opacity: .3;
  cursor: not-allowed
}

.nfs-quotes__viewport {
  overflow: hidden;
  width: 100%;
  outline: none
}

.nfs-quotes__track {
  display: flex;
  width: 100%;
  will-change: transform;
  transition: transform .55s cubic-bezier(.22, .61, .36, 1);
}

.nfs-quotes__slide {
  flex: 0 0 100%;
  width: 100%;
  min-width: 100%;
  min-height: clamp(330px, 34vw, 430px);
  padding: clamp(38px, 6vw, 78px) clamp(22px, 8vw, 112px);
  border: 1px solid rgba(255, 255, 255, .13);
  background: linear-gradient(
    135deg,
    rgba(255, 255, 255, .055),
    rgba(255, 255, 255, .018)
  );
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  text-align: center;
  position: relative;
}

.nfs-quotes__slide::before,
.nfs-quotes__slide::after {
  content: "";
  position: absolute;
  border: 1px solid rgba(100, 116, 139, .18);
  border-radius: 50%;
  pointer-events: none;
}

.nfs-quotes__slide::before {
  width: 230px;
  height: 230px;
  top: -120px;
  right: -70px
}

.nfs-quotes__slide::after {
  width: 150px;
  height: 150px;
  bottom: -90px;
  left: -45px
}

.nfs-quotes__mark {
  color: var(--gold);
  font-family: Georgia, serif;
  font-size: clamp(4rem, 8vw, 7rem);
  line-height: .55;
  height: 55px;
  opacity: .85;
}

.nfs-quotes__slide blockquote {
  max-width: 900px;
  margin: 12px auto 30px;
  color: #fff;
  font-family: var(--serif);
  font-size: clamp(1.45rem, 3.1vw, 2.65rem);
  line-height: 1.3;
  font-weight: 400;
  letter-spacing: -.015em;
}

.nfs-quotes__author {
  display: flex;
  flex-direction: column;
  gap: 4px;
  position: relative;
  z-index: 1
}

.nfs-quotes__author strong {
  color: #fff;
  font-size: .95rem;
  font-weight: 600
}

.nfs-quotes__author span {
  color: var(--gold-soft);
  font-size: .78rem;
  letter-spacing: .04em
}

.nfs-quotes__bottom {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  margin-top: 24px;
  min-height: 18px;
}

.nfs-quotes__dots {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px
}

.nfs-quotes__dot {
  width: 7px;
  height: 7px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: #647287;
  cursor: pointer;
  transition:
    width .18s ease,
    background .18s ease,
    border-radius .18s ease;
}

.nfs-quotes__dot.is-active {
  width: 24px;
  border-radius: 999px;
  background: var(--gold)
}

.nfs-quotes__dot:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 4px
}

.nfs-quotes__hint {
  color: #8190A4;
  font-size: .76rem
}

@media (max-width:620px) {
  .nfs-quotes__top {
    align-items: flex-start;
    flex-direction: column;
    margin-bottom: 30px
  }

  .nfs-quotes__controls {
    align-self: flex-end
  }

  .nfs-quotes__slide {
    min-height: 390px;
    padding: 38px 22px
  }

  .nfs-quotes__slide blockquote {
    font-size: 1.45rem;
    line-height: 1.38;
    margin-top: 14px
  }

  .nfs-quotes__mark {
    font-size: 5rem
  }

  .nfs-quotes__hint {
    display: none
  }
}

/* =======================================================================
   BOOTSTRAP 5 CAROUSEL COMPONENT
   ======================================================================= */

.carousel {
  position: relative
}

.carousel.pointer-event {
  touch-action: pan-y
}

.carousel-inner {
  position: relative;
  width: 100%;
  overflow: hidden;
  height:80vh;
}

.carousel-inner::after {
  display: block;
  clear: both;
  content: ""
}

.carousel-item {
  position: relative;
  display: none;
  float: left;
  width: 100%;
  margin-right: -100%;
  -webkit-backface-visibility: hidden;
  backface-visibility: hidden;
  transition: transform .6s ease-in-out
}

@media (prefers-reduced-motion:reduce) {
  .carousel-item {
    transition: none
  }
}

.carousel-item.active,
.carousel-item-next,
.carousel-item-prev {
  display: block
}

.carousel-item-next:not(.carousel-item-start),
.active.carousel-item-end {
  transform: translateX(100%)
}

.carousel-item-prev:not(.carousel-item-end),
.active.carousel-item-start {
  transform: translateX(-100%)
}

/* carousel-fade */

.carousel-fade .carousel-item {
  opacity: 0;
  transition-property: opacity;
  transform: none
}

.carousel-fade .carousel-item.active,
.carousel-fade .carousel-item-next.carousel-item-start,
.carousel-fade .carousel-item-prev.carousel-item-end {
  z-index: 1;
  opacity: 1
}

.carousel-fade .active.carousel-item-start,
.carousel-fade .active.carousel-item-end {
  z-index: 0;
  opacity: 0;
  transition: opacity 0s .6s
}

@media (prefers-reduced-motion:reduce) {
  .carousel-fade .carousel-item {
    transition: none
  }
}

/* Hero Carousel Section */

.hero-carousel-section {
  position: relative;
  background: var(--ink);
  overflow: hidden;
  border-bottom: 1px solid var(--line-dark);
}

.hero-carousel {
  position: relative;
  width: 100%;
}

.hero-carousel .carousel-inner {
  position: relative;
  width: 100%;
  overflow: hidden;
}

.hero-carousel .carousel-item {
  position: relative;
  min-height: 540px;
  height: clamp(480px, 46vw, 620px);
  background: var(--ink);
  overflow: hidden;
}

.hero-carousel .carousel-image-box {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}

.hero-carousel .carousel-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  transform: scale(1.02);
  transition: transform 8s ease;
}

.hero-carousel .carousel-item.active .carousel-img {
  transform: scale(1.06);
}

.hero-carousel .carousel-overlay {
  position: absolute;
  inset: 0;
  background: rgba(0, 0, 0, 0.35) !important;
    padding: 20px 24px;
    border-radius: 0px;
  pointer-events: none;
}

@media (max-width: 768px) {
  .badge{ display: flex;
    padding: 8px 15px;
        align-items: center;
        justify-content: center;
      width:100%;}
  .hero-carousel .carousel-overlay {
    background: linear-gradient(
      180deg,
      rgba(10, 29, 55, .68) 0%,
      rgba(10, 29, 55, .88) 60%,
      rgba(10, 29, 55, .98) 100%
    );
  }
}

.hero-carousel .carousel-caption {
  position: absolute;
  inset: 0;
  z-index: 2;
  display: flex;
  align-items: center;
  padding: 0;
  text-align: left;
  color: #fff;
}

.hero-carousel .carousel-caption__content {
  max-width: 680px;
  padding-block: clamp(32px, 5vw, 60px);
}

.hero-carousel .carousel-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(100, 116, 139, .14);
  border: 1px solid rgba(100, 116, 139, .35);
  color: var(--gold-soft);
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 18px;
}

.hero-carousel .carousel-caption h2 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4.2vw, 3.2rem);
  font-weight: 500;
  color: #fff;
  line-height: 1.12;
  letter-spacing: -.015em;
  margin: 0 0 16px;
}

.hero-carousel .carousel-caption p {
  font-size: clamp(1rem, 1.2vw, 1.15rem);
  color: #fff;
  line-height: 1.6;
  max-width: 54ch;
  margin: 0 0 28px;
}

.hero-carousel .carousel-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* Indicators */

.hero-carousel .carousel-indicators {
  position: absolute;
  right: 0;
  bottom: 24px;
  left: 0;
  z-index: 3;
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 8px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.hero-carousel .carousel-indicators [data-bs-target] {
  box-sizing: content-box;
  flex: 0 1 auto;
  width: 10px;
  height: 10px;
  padding: 0;
  margin: 0;
  text-indent: -999px;
  cursor: pointer;
  background-color: rgba(255, 255, 255, .4);
  background-clip: padding-box;
  border: 0;
  border-radius: 50%;
  opacity: .6;
  transition:
    width .25s ease,
    border-radius .25s ease,
    background-color .25s ease,
    opacity .25s ease;
}

.hero-carousel .carousel-indicators .active {
  width: 28px;
  border-radius: 999px;
  background-color: var(--gold);
  opacity: 1;
}

/* Controls */

.hero-carousel .carousel-control-prev,
.hero-carousel .carousel-control-next {
  position: absolute;
  top: 90%;
  transform: translateY(-50%);
  z-index: 3;
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  padding: 0;
  color: #fff;
  background: rgba(10, 29, 55, .65);
  border: 1px solid rgba(255, 255, 255, .2);
  border-radius: 50%;
  backdrop-filter: blur(4px);
  cursor: pointer;
  transition:
    background .2s ease,
    border-color .2s ease,
    color .2s ease,
    transform .2s ease;
}

.hero-carousel .carousel-control-prev {
  right: 170px;
}

.hero-carousel .carousel-control-next {
  right: 100px;
}

.hero-carousel .carousel-control-prev:hover,
.hero-carousel .carousel-control-next:hover {
  background: var(--gold);
  border-color: var(--gold);
  color: #fff;
  transform: translateY(-50%) scale(1.08);
}

@media (max-width: 600px) {
  .hero-carousel .carousel-item {
    min-height: 430px;
    height: auto;
  }

  .hero-carousel .carousel-caption {
    position: relative;
    inset: auto;
    padding-block: 36px 48px;
  }

  .hero-carousel .carousel-image-box {
    position: absolute;
  }

  .hero-carousel .carousel-control-prev,
  .hero-carousel .carousel-control-next {
    display: none;
  }
}

/* =======================================================================
   SUBTLE SCROLL-DRIVEN ENTRANCE ANIMATIONS
   ======================================================================= */

.reveal-on-scroll {
  opacity: 0;
  transform: translateY(24px) scale(0.985);
  transition:
    opacity .75s cubic-bezier(.16, 1, .3, 1),
    transform .75s cubic-bezier(.16, 1, .3, 1);
  will-change: opacity, transform;
}

.reveal-on-scroll.is-revealed {
  opacity: 1;
  transform: translateY(0) scale(1);
}

/* Stagger container for child elements */

.reveal-stagger>* {
  opacity: 0;
  transform: translateY(20px) scale(0.988);
  transition:
    opacity .65s cubic-bezier(.16, 1, .3, 1),
    transform .65s cubic-bezier(.16, 1, .3, 1);
  will-change: opacity, transform;
}

.reveal-stagger.is-revealed>* {
  opacity: 1;
  transform: translateY(0) scale(1);
}

.reveal-stagger.is-revealed>*:nth-child(1) {
  transition-delay: 0.04s
}

.reveal-stagger.is-revealed>*:nth-child(2) {
  transition-delay: 0.12s
}

.reveal-stagger.is-revealed>*:nth-child(3) {
  transition-delay: 0.20s
}

.reveal-stagger.is-revealed>*:nth-child(4) {
  transition-delay: 0.28s
}

.reveal-stagger.is-revealed>*:nth-child(5) {
  transition-delay: 0.36s
}

@media (prefers-reduced-motion:reduce) {

  .reveal-on-scroll,
  .reveal-stagger>* {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
}

/* =======================================================================
   LUXURY SMOOTH SCROLLING & SCROLL-DRIVEN UI COMPONENTS
   ======================================================================= */

/* 1. Scroll Progress Bar */

.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: var(--gold);
  box-shadow: none;
  transform-origin: 0 50%;
  transform: scaleX(0);
  z-index: 9999;
  pointer-events: none;
  transition: opacity .3s ease;
}

@supports (animation-timeline: scroll()) {
  @media (prefers-reduced-motion: no-preference) {

    @keyframes grow-scroll-progress {
      from {
        transform: scaleX(0);
      }

      to {
        transform: scaleX(1);
      }
    }

    .scroll-progress {
      animation: grow-scroll-progress auto linear;
      animation-timeline: scroll();
    }
  }
}

/* 2. Floating Circular Scroll-Progress Back-to-Top Button */

.back-to-top {
  position: fixed;
  right: clamp(14px, 3vw, 26px);
  bottom: calc(clamp(14px, 3vw, 26px) + 68px);
  z-index: 94;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  border: 1.5px solid rgba(100, 116, 139, 0.35);
  background: rgba(10, 29, 55, 0.92);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color: #fff;
  cursor: pointer;
  display: grid;
  place-items: center;
  padding: 0;
  box-shadow: 0 8px 24px rgba(4, 17, 33, 0.36);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transform: translateY(14px) scale(0.9);
  transition:
    opacity .3s cubic-bezier(.16, 1, .3, 1),
    transform .3s cubic-bezier(.16, 1, .3, 1),
    visibility .3s ease,
    background .2s ease,
    border-color .2s ease,
    box-shadow .2s ease;
}

.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0) scale(1);
}

.back-to-top:hover {
  background: rgba(18, 48, 85, 0.96);
  border-color: var(--gold);
  transform: translateY(-3px) scale(1.04);
  box-shadow: 0 12px 28px rgba(4, 17, 33, 0.45);
}

.back-to-top:active {
  transform: translateY(0) scale(0.98);
}

.back-to-top__svg {
  position: absolute;
  inset: -1.5px;
  width: calc(100% + 3px);
  height: calc(100% + 3px);
  transform: rotate(-90deg);
  pointer-events: none;
}

.back-to-top__circle-bg {
  fill: none;
  stroke: rgba(255, 255, 255, 0.08);
  stroke-width: 2.5;
}

.back-to-top__circle-progress {
  fill: none;
  stroke: var(--gold);
  stroke-width: 2.5;
  stroke-linecap: round;
  stroke-dasharray: 138.2;
  stroke-dashoffset: 138.2;
  transition: stroke-dashoffset .12s linear;
}

.back-to-top__icon {
  position: relative;
  z-index: 1;
  display: grid;
  place-items: center;
  color: #fff;
  transition: color .2s ease, transform .2s ease;
}

.back-to-top:hover .back-to-top__icon {
  color: var(--gold);
  transform: translateY(-2px);
}

/* Tooltip */

.back-to-top::after {
  content: "Back to top";
  position: absolute;
  right: 58px;
  white-space: nowrap;
  background: var(--ink);
  color: #fff;
  font-size: .8rem;
  font-family: var(--sans);
  font-weight: 500;
  padding: 6px 11px;
  border-radius: var(--r);
  border: 1px solid rgba(100, 116, 139, 0.3);
  box-shadow: 0 6px 20px rgba(4, 17, 33, 0.35);
  opacity: 0;
  transform: translateX(6px);
  transition: opacity .2s ease, transform .2s ease;
  pointer-events: none;
}

.back-to-top:hover::after,
.back-to-top:focus-visible::after {
  opacity: 1;
  transform: translateX(0);
}

@media (max-width: 930px) {
  .nav a.is-active:not(.btn) {
    background: rgba(100, 116, 139, .15);
    box-shadow: inset 3px 0 0 var(--gold);
    color: var(--gold-soft);
    padding:14px 12px !important;
  }
}

@media (max-width: 767.98px) {

  .hero-carousel .carousel-indicators {
    position: absolute;
    bottom: 12px;
    left: 50%;
    right: auto;
    transform: translateX(-50%);

    display: flex;
    align-items: center;
    justify-content: center;

    width: auto;
    margin: 0;
    padding: 0;

    gap: 8px;
    z-index: 30;
  }

  .hero-carousel .carousel-indicators button,
  .hero-carousel .carousel-indicators button.active {
    width: 7px !important;
    min-width: 7px !important;
    max-width: 7px !important;

    height: 7px !important;
    min-height: 7px !important;
    max-height: 7px !important;

    margin: 0 !important;
    padding: 0 !important;

    border: 0 !important;
    border-radius: 50% !important;

    flex: 0 0 7px !important;

    opacity: 0.45;
    transform: scale(1);
    transition: opacity 0.25s ease, transform 0.25s ease;
  }

  .hero-carousel .carousel-indicators button.active {
    opacity: 1;
    transform: scale(1.25);
  }
}

/* height */
@media (max-width: 767.98px) {
  
  .hero-carousel .carousel-caption h2 {
    font-size:25px !important;
  }
  .carousel-actions .btn{
    font-size:12px;
    padding:10px 15px;
  }
  .hero-carousel,
  .hero-carousel .carousel-inner,
  .hero-carousel .carousel-item,
  .hero-carousel .carousel-image-box {
    height: 500px !important;
  }
 
  .hero-carousel .carousel-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }
}
@media (max-width:376px){
  .hero-carousel .carousel-actions{display:block !important;}
  .carousel-actions .btn{
    font-size:12px;
    padding:10px;
  }
  
}

/* =======================================================================
   WHY CHOOSE US — tilted photos on a dotted route
   Append to the end of style.css. Uses existing tokens only.
   ======================================================================= */
 
.why-path__head {
  text-align: center;
  margin-bottom: clamp(28px, 4vw, 44px);
}
 
.why-path__eyebrow {
  font-size: .95rem;
  color: var(--body-muted);
  margin: 0 0 8px;
}
 
.why-path__head h2 {
  font-size: clamp(2rem, 4vw, 2.6rem);
}
 
.why-path__stage {
  position: relative;
}
 
/* dotted route */
.why-path__route {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  overflow: visible;
  pointer-events: none;
}
 
.why-path__line {
  fill: none;
  stroke: var(--gold);
  stroke-width: 3;
  stroke-linecap: round;
  stroke-dasharray: 1 11;
  vector-effect: non-scaling-stroke;
  opacity: .7;
  animation: why-flow 2.4s linear infinite;
}
 
.why-path__stage:hover .why-path__line {
  stroke: var(--ink-3);
  opacity: 1;
}
 
@keyframes why-flow {
  to { stroke-dashoffset: -24; }
}
 
.why-path__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(20px, 4vw, 56px);
  align-items: start;
}
 
/* stagger: outer items sit lower, the middle one rises (as in the reference) */
.why-item:nth-child(odd) {
  padding-top: clamp(60px, 9vw, 120px);
}
 
.why-item__inner {
  position: relative;
  text-align: center;
  max-width: 340px;
  margin-inline: auto;
  transition: transform .35s cubic-bezier(.16, 1, .3, 1);
}
 
/* tilted photo */
.why-item__photo {
  width: min(100%, 300px);
  aspect-ratio: 1 / .92;
  margin: 0 auto;
  background: linear-gradient(150deg, var(--ink-3), var(--ink) 65%);
  border: 6px solid #fff;
  border-radius: 4px;
  box-shadow: var(--shadow-md);
  overflow: hidden;
  transform: rotate(var(--tilt, -8deg));
  transition:
    transform .5s cubic-bezier(.16, 1, .3, 1),
    box-shadow .35s ease;
}
 
.why-item__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transform: scale(1.12);
  transition: transform .6s cubic-bezier(.16, 1, .3, 1);
}
 
/* icon badge overlapping the photo */
.why-item__icon {
  position: relative;
  z-index: 2;
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  margin: -27px auto 14px;
  border-radius: 50%;
  background: #fff;
  color: var(--ink);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
  transition:
    background .25s ease,
    color .25s ease,
    border-color .25s ease,
    transform .5s cubic-bezier(.16, 1, .3, 1);
}
 
.why-item h3 {
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  margin-bottom: 10px;
  transition: color .25s ease;
}
 
.why-item p {
  font-size: .95rem;
  line-height: 1.65;
  color: var(--body);
}
 
/* ---- hover / keyboard focus ---- */
.why-item:hover .why-item__inner,
.why-item:focus-within .why-item__inner {
  transform: translateY(-10px);
}
 
.why-item:hover .why-item__photo,
.why-item:focus-within .why-item__photo {
  transform: rotate(0deg) scale(1.04);
  box-shadow: var(--shadow-lg);
}
 
.why-item:hover .why-item__photo img {
  transform: scale(1.02);
}
 
.why-item:hover .why-item__icon {
  background: var(--ink);
  border-color: var(--ink);
  color: #fff;
  transform: rotate(360deg);
}
 
.why-item:hover h3 {
  color: var(--ink-3);
}
 
.why-path__cta {
  text-align: center;
  margin-top: clamp(36px, 5vw, 56px);
}
 
/* ---- tablet / mobile: stack, drop the route ---- */
@media (max-width: 860px) {
  .why-path__route {
    display: none;
  }
 
  .why-path__grid {
    grid-template-columns: 1fr;
    gap: 44px;
  }
 
  .why-item:nth-child(odd) {
    padding-top: 0;
  }
 
  .why-item__photo {
    width: min(100%, 320px);
  }
}
 
@media (prefers-reduced-motion: reduce) {
  .why-path__line {
    animation: none;
  }
 
  .why-item__inner,
  .why-item__photo,
  .why-item__photo img,
  .why-item__icon {
    transition: none !important;
  }
 
  .why-item:hover .why-item__icon {
    transform: none;
  }
}

/* =======================================================================
   HOW IT WORKS — vertical timeline on a glowing center line
   ======================================================================= */

.tl-section { position: relative; overflow: hidden; }

.tl {
  position: relative;
  margin-top: clamp(48px, 6vw, 76px);
}

.tl__line {
  position: absolute;
  left: 50%;
  top: 6px;
  bottom: 6px;
  width: 2px;
  transform: translateX(-50%);
  background: linear-gradient(
    to bottom,
    rgba(100, 116, 139, .05),
    var(--gold) 12%,
    var(--gold) 88%,
    rgba(100, 116, 139, .05)
  );
  z-index: 0;
}

.tl__line::before {
  content: "";
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(
    to bottom,
    transparent 0,
    transparent 6px,
    rgba(255, 255, 255, .55) 6px,
    rgba(255, 255, 255, .55) 9px
  );
  opacity: .35;
  animation: tl-flow 1.8s linear infinite;
}

@keyframes tl-flow {
  to { background-position: 0 30px; }
}

.tl__item {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 64px 1fr;
  align-items: center;
  margin-bottom: clamp(34px, 5vw, 58px);
  z-index: 1;
}

.tl__item:last-child { margin-bottom: 0; }

.tl__card {
  grid-column: 1;
  justify-self: end;
  text-align: right;
  max-width: 400px;
  background: linear-gradient(160deg, rgba(255,255,255,.05), rgba(255,255,255,.015));
  border: 1px solid var(--line-dark);
  border-radius: var(--r-lg);
  padding: clamp(22px, 2.6vw, 30px);
  transition: transform .3s cubic-bezier(.16,1,.3,1), border-color .3s ease, box-shadow .3s ease;
}

.tl__item--right .tl__card {
  grid-column: 3;
  justify-self: start;
  text-align: left;
}

.tl__card:hover {
  transform: translateY(-4px);
  border-color: rgba(100, 116, 139, .5);
  box-shadow: 0 16px 36px -8px rgba(0,0,0,.35);
}

.tl__item--left .tl__icon { margin-inline: auto 0; }
.tl__item--right .tl__icon { margin-inline: 0 auto; }

.tl__icon {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--gold-gradient);
  color: #fff;
  margin-bottom: 16px;
  box-shadow: 0 6px 18px rgba(100,116,139,.28);
}

.tl__card h3 { color: #fff; margin-bottom: 8px; }
.tl__card p { color: var(--body-on-dark); font-size: .93rem; margin: 0; }

.tl__node {
  grid-column: 2;
  justify-self: center;
  position: relative;
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--ink);
  border: 2px solid var(--gold);
  color: var(--gold);
  font-family: var(--serif);
  font-weight: 600;
  font-size: 1rem;
  box-shadow: 0 0 0 6px rgba(100,116,139,.1);
}

.tl__node::after {
  content: "";
  position: absolute;
  inset: -8px;
  border-radius: 50%;
  border: 1px solid rgba(100, 116, 139, .35);
  animation: tl-pulse 2.6s ease-out infinite;
}

@keyframes tl-pulse {
  0%   { transform: scale(.85); opacity: .8; }
  100% { transform: scale(1.35); opacity: 0; }
}

/* slide-in direction, reusing your existing reveal-on-scroll observer */
.tl__item.reveal-on-scroll { transform: translateY(0); }
.tl__item--left.reveal-on-scroll  { opacity: 0; transform: translateX(-46px); }
.tl__item--right.reveal-on-scroll { opacity: 0; transform: translateX(46px); }
.tl__item.reveal-on-scroll.is-revealed { opacity: 1; transform: translateX(0); }

/* stagger the four items slightly */
.tl__item:nth-child(2) { transition-delay: .05s; }
.tl__item:nth-child(3) { transition-delay: .1s; }
.tl__item:nth-child(4) { transition-delay: .15s; }

@media (max-width: 860px) {
  .tl__line { left: 22px; }
  .tl__item,
  .tl__item--right {
    grid-template-columns: 44px 1fr;
  }
  .tl__node { grid-column: 1; width: 44px; height: 44px; font-size: .88rem; }
  .tl__card,
  .tl__item--right .tl__card {
    grid-column: 2;
    justify-self: start;
    text-align: left;
    max-width: none;
  }
  .tl__item--left .tl__icon,
  .tl__item--right .tl__icon { margin-inline: 0; }
  .tl__item--left.reveal-on-scroll,
  .tl__item--right.reveal-on-scroll { transform: translateX(-30px); }
}

@media (prefers-reduced-motion: reduce) {
  .tl__line::before,
  .tl__node::after { animation: none; }
}
.founder__text {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: clamp(40px, 6vw, 76px) clamp(28px, 5vw, 64px);
}
.founder__wave {
  display: inline-block;
  font-size: .85em;
  animation: founder-wave 2.4s ease-in-out infinite;
  transform-origin: 70% 70%;
}
.founder__actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 26px;
  margin-top: 20px;
}

.founder__social {
  display: flex;
  align-items: center;
  gap: 12px;
}

.founder__social-label {
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--body-muted);
  margin-right: 4px;
}

.founder__social a {
  display: grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid var(--line);
  color: var(--ink);
  text-decoration: none;
  transition: background .18s ease, border-color .18s ease, color .18s ease, transform .18s ease;
}

.founder__social a:hover {
  background: var(--ink);
  border-color:#ffffff;
  color: #fff;
  transform: translateY(-2px);
}
.founder__actions .btn{background:#ffffff; color :#0b142e;}
/* =========================================================
   HERO CAROUSEL RESPONSIVE HEIGHT
   Desktop/Laptop = 80vh
   Tablet/iPad/Nest Hub = responsive
   Mobile = 500px
   ========================================================= */

/* Laptop + Desktop */
@media (min-width: 1200px) {
  .hero-carousel .carousel-inner {
    height: 80vh !important;
  }

  .hero-carousel .carousel-item,
  .hero-carousel .carousel-image-box {
    height: 80vh !important;
    min-height: 0 !important;
  }
}


/* iPad / Tablet / Nest Hub / smaller screens */
@media (min-width: 768px) and (max-width: 1199px) {
  .hero-carousel .carousel-inner {
    height: 56vw !important;
    min-height: 0 !important;
  }

  .hero-carousel .carousel-item,
  .hero-carousel .carousel-image-box {
    height: 100% !important;
    min-height: 0 !important;
  }
}


/* Mobile */
@media (max-width: 767.98px) {
  .hero-carousel .carousel-inner {
    height: 500px !important;
  }

  .hero-carousel .carousel-item,
  .hero-carousel .carousel-image-box {
    height: 500px !important;
    min-height: 0 !important;
  }
}